Financial planning and consulting

HK$ *****

Higher Diploma or Associate Degree

No experience limit

HK work permit required

Working day negotiable

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Job Responsibilities

Provide professional financial planning and wealth management services to customers, tailor-made a comprehensive asset allocation and wealth management plan based on the customer's financial situation, risk tolerance, life stage and financial goals.
In-depth analysis of customers’ income, expenses, liabilities, savings, insurance coverage and retirement needs, and assistance in establishing short-term liquidity management, mid-term goal achievement (such as real estate investment, children’s education), and long-term wealth inheritance planning.
Introduce and recommend suitable financial products and services, including but not limited to investment funds, structured products, life and medical insurance, annuity plans, MPF transfer and appreciation schemes, etc., and clearly explain the related risks and returns.
Regularly review customer financial status and progress in financial management, update planning advice based on market changes and personal life changes (such as marriage, childbirth, promotion, immigration or retirement), and ensure that the strategy remains closely aligned with actual needs.
Participate in community and customer education activities, through lectures, workshops or one-on-one consultation, to enhance the public's awareness and practical skills in financial independence, risk management and long-term financial planning.

Work requirements

Have a college degree or above, majoring in finance, accounting, business management or related fields is preferred; those who hold CFP (Certified Financial Planner), CHFP (Chinese Registered Financial Planner), IIQE Paper 1 & 5 or other recognized financial/planning qualifications will be given priority.
Have excellent communication and listening skills, be able to explain complex financial concepts to customers of different backgrounds in a clear and easy-to-understand way; have empathy and service-oriented thinking, and attach great importance to building long-term trust relationships with customers.
Have basic financial analysis skills, be familiar with the operating mechanism and regulatory requirements of common wealth management tools (such as SFC licensing regulations, Insurance Regulatory Commission guidelines), and be able to independently complete financial needs evaluation and write a proposal.
Integrity and stability, self-discipline and responsibility, compliance with industry ethics and regulations; Have good time management and multi-task handling skills, and be able to adapt to goal-oriented work mode and reasonable performance expectations.

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