Head of Credit Adm

Lead and supervise the team to ensure smooth and efficient operation in accordance with the relevant regulations, policies and guidelines

Manage and monitor all credit approval processes, and to ensure that facility and security documents are completed in accordance with the bank’s guidelines.

Authorize input of facilities limits in system. Control the credit files and ensure that all credit files are adequately organized and up to date. Be responsible for the safe keeping of the original facility and security documents

Liaise with other departments, branches and solicitors’ firms for all credit administration matters, such as mortgage of properties and legal actions against borrowers, etc.

Be responsible for fire insurance on mortgaged properties, company, land searches, and all credit enquiries. Keep abreast of the new valuation and the updated valuation of the collaterals

Ensure asset classification and bad debt provisions are made in accordance with the BOT and HKMA guidelines

Handle ad-hoc tasks as and when assigned by Operations Manager

Requirements:

Degree in Finance, Business Administration or related disciplines

Minimum 8 years’ experience in credit document preparation and review plus at least 2 years in supervisory role

Professional qualification of Enhanced Competency Framework (ECF) on Operational Risk Management (ORM) is preferred

Strong leadership with good communication skill, interpersonal skill and sense of responsibility

Commitment to accuracy and able to work under pressu